Welcome to Expansion Courses, operated by Expansion Investment Limited. By accessing or using our website, purchasing our products, or enrolling in our programs, you agree to be bound by the following Terms and Conditions.
If you do not agree, you should not use our services.
1. Definitions
“Company”, “we”, “us”, or “our” refers to Expansion Investment Limited.
“User”, “you”, or “customer” refers to any individual or organization accessing or purchasing from Expansion Courses.
“Services” include all digital courses, certification programs, toolkits, training packages, and related materials offered through our platform.
2. Use of Services
You agree to use our platform only for lawful purposes.
You must not:
- Share, resell, or distribute course materials without permission
- Attempt to hack, disrupt, or interfere with our systems
- Use our content for commercial purposes without authorization
We reserve the right to suspend or terminate access if misuse is detected.
3. Account Responsibility
If you create an account:
- You are responsible for maintaining the confidentiality of your login details
- You accept responsibility for all activities under your account
We are not liable for unauthorized access resulting from your failure to protect your credentials.
4. Payments and Pricing
All prices are listed in the applicable currency and are subject to change without notice.
Full payment is required before access to any course or digital product is granted.
You agree to provide accurate billing information.
5. No Refund Policy
All purchases are governed by our Refund Policy.
Due to the digital nature of our products:
- All sales are final
- No refunds, cancellations, or exchanges are allowed except under limited circumstances outlined in the Refund Policy
By making a purchase, you confirm that you understand and accept this policy.
6. Intellectual Property
All content on the platform, including:
- Course materials
- Videos
- Documents
- Branding and logos
remains the exclusive property of Expansion Investment Limited.
You are granted a limited, non-transferable license for personal or internal organizational use only.
Unauthorized reproduction or distribution is strictly prohibited.
7. Course Access
We strive to ensure continuous access to our services. However:
- Access may be limited due to maintenance or technical issues
- We do not guarantee uninterrupted availability
Course access duration may vary depending on the program purchased.
8. No Financial or Investment Services
Expansion Courses provides educational content only.
We do not offer:
- Investment advice
- Financial advisory services
- Brokerage services
- Trading services
- Trading signals
- Copy-trading services
- Managed account services
Nothing on our platform should be interpreted as financial, investment, legal, or professional advice.
Any decisions you make based on our content are entirely at your own risk. You are solely responsible for evaluating the accuracy, completeness, and usefulness of the information provided.
We strongly recommend that you seek independent professional advice before making any financial or investment decisions.
9. No Guarantees or Outcomes
We provide educational content and training tools.
We do not guarantee:
- Job placement
- Business success
- Financial outcomes
- Certification results from third-party bodies
Your results depend on your own effort, experience, and application.
10. Third-Party Services
Our courses may reference or integrate third-party tools or platforms.
We are not responsible for:
- Third-party service availability
- Errors or failures from external providers
- Policies or actions of third parties
Use of such services is at your own risk.
11. Limitation of Liability
To the maximum extent permitted by law:
Expansion Investment Limited shall not be liable for:
- Any indirect, incidental, or consequential damages
- Loss of data, income, or business opportunities
- Technical issues beyond our control
Our total liability shall not exceed the amount paid for the specific service.
12. Indemnification
You agree to indemnify and hold harmless Expansion Investment Limited from any claims, damages, or losses arising from:
- Your misuse of our services
- Violation of these Terms
- Infringement of any third-party rights
13. Termination
We reserve the right to:
- Suspend or terminate your access at any time
- Remove content or accounts that violate our policies
No refunds will be issued upon termination due to breach of terms.
14. Privacy
Your use of our platform is also governed by our Privacy Policy.
We collect and use your data in accordance with applicable laws.
15. Governing Law
These Terms shall be governed by the laws of Zambia.
Any disputes shall be resolved within the jurisdiction of Zambian courts.
16. Changes to Terms
We may update these Terms at any time.
Continued use of our services after changes means you accept the revised Terms.
17. Contact Information
Expansion Investment Limited (Expansion Courses)
Office No. 6, Boss Building, Shinde Road, Ndola, Zambia
Phone: +260 961 254 561
Email: info@expansioncourses.com